Keen Bank, N.A

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Need a more caring sidekick?

Whether it's helping to find the right banking solutions for you or navigating an unexpected financial need, Keen Bank is at your side, when and where you need us. We are committed to you and your financial wellbeing.

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Keen Bank Home Equity Loans & Lines of Credit

Explore the power of equity.

Get in touch with our experienced lenders to learn how to use the earned equity from your home to achieve your financial goals.

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At your side. Everyday. Everywhere.

Securely manage personal and business accounts with the latest technology in digital banking.

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At your side.

There's no place we'd rather be.

At Keen Bank, helping our customers and communities thrive is our greatest joy and there truly is no place we would rather be. As a locally owned and managed bank, we take our responsibility of being a community bank very seriously. Whether it’s financing that first home purchase or supporting a business expansion, Keen Bank is committed to bringing flexible and effective banking solutions forward to ensure your financial health.

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Open an Account

Opening an account has never been easier!

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Apply for a Loan

Conveniently and securely apply online for a home loan.

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Meet Our Team

Learn more about our helpful and friendly team!

Calculators

Calculate your next financial investment.

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About Keen

Proudly serving southern Minnesota since 1874.

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Secure Email Center

Safely send encrypted messages and attachments.

5.99% APR Intro Rate for 12 months

Leverage your equity with a Home Equity Line of Credit and live the way you dream.

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Sara Lynch, Keen Bank

Keen Expertise

Sara provides over 25 years of banking experience with  an expertise in home loans.
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Community

Keen Bank has a genuine willingness to help and care about our communities. 
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News & Press

Stay up to date with the latest news on what's happenings with Keen Bank. 

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What people are saying.

We use Keen Bank for all our banking needs—from a business loan and line of credit to our daily financial interactions. The responsiveness from Keen Bank has been the best part of our relationship. We would recommend Keen Bank to anyone. Their staff has helped make our transition to small business owners easier than I ever thought possible and they are a pleasure to work with! I am always greeted with a friendly smile and leave with a little treat for both me and my dog. It's one of my dog's favorite stops!

Grapeful Wine Bar
We were looking for a local bank that would be personable to work with, yet great for our business. Keen Bank has been great and we haven't looked back. The staff is excellent, always helpful and we appreciate their business knowledge. They are always willing to answer any questions we have financially, for future growth and to assist with making good business decisions. We are a small business but we feel like a big business because Keen Bank makes us feel important and we are well taken care of.

Pure Detailing
I bank with Keen Bank because they are local, helpful, thoughtful and knowledgeable. They are always willing to help no matter what and are always friendly. Their customer service is outstanding and they provide a welcoming space for all.

Dennis P.