Checking & Savings

Your best everyday starts here.

Your best life is built on everyday decisions. With convenient accounts, digital tools and customer-first service, Keen Bank helps you manage your money with ease and confidence, providing simple, secure accounts that support your best financial life. From saving wisely to spending simply, your best financial habits start here.

First Choice Checking

Our First Choice Checking account is designed for youth, starting their financial journey. It’s ideal for teens and students to learn how to manage money and pairs well with our Classic Savings account to promote good saving habits.

Choice Checking

Our Choice Checking account is an easy choice for a low-maintenance account. It's ideal for people wanting a simple and flexible way to manage their money.

Relationship Checking

Our Relationship Checking account is our most popular account that encourages relationship banking and earns interest. It's ideal for people with multiple accounts.

Relationship Plus Checking

Our Relationship Plus Checking account is our premier account that rewards customers with higher interest rates and more features. It's ideal for people with large account balances or loan balances.

Classic Savings

Our Classic Savings account is a universal account that encourages long-term saving habits. It's ideal for people wanting to grow their savings and promote financial wellbeing.

Health Savings

Our Health Savings account is a tax-free solution for future medical expenses. It's ideal for people with high deductible health plans or people wanting to save and benefit from tax-deductible contributions and tax-free withdrawals.

Holiday Savings

Our Holiday Savings account is a great way to save all year for the holiday gift-giving season. It's idea for people wanting to plan ahead and earn interest on the money they set aside for holiday expenses.

Home is where your best life begins.

Keen Bank offers responsive lending, competitive options and local decisions made by people who understand your goals and your community.

EXPLORE MORTGAGE LOANS

What People Are Saying.

Keen Bank has a team of professionals whose dedication, efficiency and friendliness are very much appreciated. These individuals are there to make your whole banking experience go smoothly—from lending, deposits and general banking—and they make sure every concern and question is answered to your satisfaction.

Patricia & Dane G.

Keen Bank is unbeatable and their customer service is impeccable. Anyone who isn't using Keen Bank for their banking needs is missing out. The people at Keen Bank are just all-around really good. Keen Bank is a huge asset to all communities around it.

Steve D.

Keen Bank helped my daughters open their first checking and savings account while also helping our whole family with our bigger financial goals. I will always recommend Keen Bank to anyone looking for help with their financial needs. Not only have the Keen Bank staff been extremely amazing, it also helps having multiple accounts managed by Keen Bank so we can financially stay organized.

Carol O.

Meet Our Team

Our experienced team of bankers are committed to helping you manage your money with ease and confidence, providing simple, secure accounts that support your best financial life.

Melanie Chalhoub
Retail Manager

MEET MELANIE

Caroline Scheffert
Universal Banker

MEET CAROLINE

Amy Stenzel
Universal Banker

MEET AMY

Dawn Witt
Universal Banker

MEET DAWN

Request information on our products or services and we will follow up with you to get you the information you are interested in.

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Monthly Service Fee

$3.00
Avoid this fee if you are 18 or younger

Digital Banking Tools

Online and mobile banking
Card controls
Mobile deposit
Account alerts

ATM Access

Access more than 50,000 surcharge free ATMs
nationwide within MoneyPass® and STAR networks
Find an ATM location

Additional Benefits

Lower debit card limits for safe spending

Open an Account

^{Account requires eligible parent or guardian as an account holder. Subject to approval.}

Choice Checking

Monthly Service Fee

$3.00
Avoid this fee by enrolling in eStatements

Digital Banking Tools

Online and mobile banking
Bill pay
Mobile deposit
Account alerts

Overdraft Services

Overdraft protection included^{^}

ATM Access

Access more than 50,000 surcharge free ATMs
nationwide within MoneyPass® and STAR networks
Find an ATM location

Open an Account

^{^Optional,}^{Subject to credit approval}

Digital Banking Tools

*Primary account holder for this checking account must be on all accounts in the relationship as either the primary owner or the secondary owner

^{^}Optional, subject to credit approval

⁺Based on availability

Relationship Plus Checking

Monthly Service Fee

Digital Banking Tools

*Primary account holder for this checking account must be on all accounts in the relationship as either the primary owner or the secondary owner

^~Actual loan balances for the monthly statement cycle

^{^}Optional, subject to credit approval

⁺Based on availability

Quarterly Service Fee

Digital Banking Tools

Health Savings

Our Health Savings account (HSA) is a tax-free solution to save for future medical expenses when you have a high deductible health plan. You can contribute to this type of account on a pre-tax basis to pay for deductibles, copayments, coinsurance, prescriptions and other qualified expenses. An HSA does not require the account holder to use or spend saved money by the end of the year. Funds simply roll over and become available for use the following year.

Holiday Savings

Our Holiday Savings account makes it easy to save for the holidays. The account matures on October 15 of each year, and account holders receive a check for the total balance plus accrued interest, just in time for gift-giving season.

Checking & Savings

Your best everyday starts here.

Home is where your best life begins.

What People Are Saying.

Meet Our Team

How can we help?