

Home is where your best life begins.
Whether you’re buying your first home or your forever home, your best life starts with confidence. Keen Bank is at your side with responsive lending, competitive options and local decisions made by people who understand your goals and your community. Let’s open the door to your best life.
Home Mortgage Loans
Keen Bank offers a variety of loans, tailored to meet our customers' specific needs and budgets. Establishing a budget and taking the steps necessary to be prequalified are just the beginning of the home-buying journey. With over 50 years of combined expertise, our lenders can assist with a variety of loans, including:
- Conventional loans
- Federal first-time home buyer programs
- Construction financing
- Bridge loans
- Home equity loans & lines of credit
- Refinancing
- FHA loans
- VA loans
- RD loans
- In-house loan options
Keen Bank is locally owned and managed with the ability to lend in all 50 states. We make decisions quickly, provide competitive rates and exceptional customer service, service our loans in-house and are here to help during the loan process or years after the loan has closed.
Keen Bank will not perform a credit check upon receipt of an online loan application. When you complete an application online, a Keen Bank lender will contact you and learn more about your needs and how they can help you, prior to pulling a credit check. If you have questions, please contact us 507.835.2740.

Your best banking is just a tap away.
Keen Bank's online and mobile banking allows you to securely manage your personal and business accounts with the latest technology.
What people are saying.
Meet Our Team
Our knowledgeable mortgage loan officers provide local lending, fast decisions and guidance that empowers your best move.
Let’s open the door to your best life.

Sara Lynch
VP of Mortgage Lending
NMLS ID #1142354

Alyssa Bowers
Mortgage Lending Officer
NMLS ID #815776
Making Your Payment Has Never Been Easier
At Keen Bank, we make it easy for you to make your loan payments and you can feel confident that your payments stay local and are processed in-house.
Online & Mobile Banking
Set up a payment from any banking account via Online Banking or the Keen Bank mobile app using the External Transfer feature. You also have the ability to set recurring payments. Get Started
By Mail
Send in your payment by mail to our Waseca location.
In Person
Swing in to our Waseca location and drop off your payment and say hello. We are always happy to see you!