

Home loans to help you live the way you dream.
Buying your first home, planning improvements or making a big move? The Keen Bank mortgage team is ready to help you understand your purchasing power and find the right loan at a competitive rate. Our knowledgeable mortgage loan officers listen to where you want to be, understand the lending landscape and can help position you to live the way you dream.
Home Mortgage Loans
Keen Bank offers a variety of loans, tailored to meet our customer's specific needs and budgets. Establishing a budget and taking the steps necessary to be prequalified are just the beginning of the home buying journey. With over 50 years of combined expertise, our lenders can assist with a variety of loans including:
- Conventional loans
- Federal first-time home buyer programs
- Construction financing
- Bridge loans
- Home equity loans & lines of credit
- Refinancing
- FHA loans
- VA loans
- RD loans
- In-house loan options
Keen Bank is locally owned and managed with the ability to lend in all 50 states. We make decisions quickly, provide competitive rates and exceptional customer service, service our loans in-house and are here to help during the loan process or years after the loan has closed.
Keen Bank will not perform a credit check upon receipt of an online loan application. When you complete an application online, a Keen Bank lender will contact you and learn more about your needs and how they can help you, prior to pulling a credit check. If you have questions, please contact us 507.835.2740.

Personal loans for life's twists and turns.
Purchasing a car, consolidate existing debt or have an unexpected financial need? We can help.
What people are saying.
Meet Our Team
Our knowledgeable mortgage loan officers listen to where you want to be, understand the lending landscape and can help position you to live the way you dream. There's no place they would rather be than at your side.

Sara Lynch
VP of Mortgage Lending
NMLS ID #1142354

Alyssa Bowers
Mortgage Lending Officer
NMLS ID #815776
Making Your Payment Has Never Been Easier
At Keen Bank, we make it easy for you to make your loan payments and you can feel confident that your payments stay local and are processed in-house.
Online & Mobile Banking
Set up a payment from any banking account via Online Banking or the Keen Bank mobile app using the External Transfer feature. You also have the ability to set recurring payments. Get Started
By Mail
Send in your payment by mail to our Waseca location.
In Person
Swing in to our Waseca location and drop off your payment and say hello. We are always happy to see you!