Services that empower your best life.
Keen Bank provides flexible lending, responsive service and expertise that empowers your best ideas, your best choices and your best future. Together, we’ll help you live your best life—one step at a time.
Surcharge-Free ATMs
Keen Bank is included in MoneyPass® and STAR Networks, giving access to more than 50,000 surcharge-free ATMs nationwide. Find an ATM
Safe Deposit Boxes
Keen Bank offers secure safe deposit boxes at our Waseca and Ellendale locations in various sizes to house those valuable items and documents you need to store securely. For sizes and availability, please contact your preferred location. Locations & Hours
Cashier's Checks
Keen Bank can issue cashier's checks for customers to help avoid insufficient funds, overdrafts and returned payment fees. Since the funds are drawn against the bank's account and guaranteed by the bank, you don't have to worry about the check being returned.
Wire Transfers
Keen Bank offers domestic and international wire transfers for both personal and business accounts to send money quickly and safely.
Automatic Fund Transfer
Keen Bank can set up automatic transfer of funds where transfers from a customer's accounts are made on a regular basis to easily manage finances. Automatic transfers can be used to move money from one bank account to another one, for instance, from a checking account to a savings account.
Overdraft Protection
Overdraft protection acts like a revolving line of credit available through your checking account that enables you to borrow funds and write yourself a loan or protect your account from an overdraft. If your account reaches below a zero balance, funds will automatically be transferred into your account up to your approved limit.
Insured Sweep Accounts
Keen Bank offers Insured Sweep Accounts for extended FDIC Coverage. Powered by the NBID network, a network built by banks, for banks, these accounts are ideal for high-net-worth individuals to safeguard their deposits without the hassle of needing multiple accounts or titling changes. You receive peace of mind that your hard-earned money is insured, your funds remain available when you need them, and there are no fees or minimum balance requirements for FDIC protection through program banks. Your interest rate and banker or lender remain unchanged, making it easy for you to receive additional security and protection on your deposits. Contact a team member today to learn more about Insured Sweep Accounts.
Insurance is provided through program banks (subject to certain conditions). A list identifying participating network banks can be found at nbid.com/bank-list. The network is managed by NBID and ModernFi. NBID and ModernFi are not FDIC-insured banks, and deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for "pass-through" FDIC deposit insurance coverage to apply. For more information about FDIC deposit insurance, visit fdic.gov.
Night Drop
Keen Bank offers night drop at all our locations to allow customers to make deposits outside of normal banking hours. All transactions received after 8:30 AM will be processed on the next business day.
In-House Check Printing
Keen Bank offers in-house check printing for personal and business accounts for a fast turnaround with low direct prices. Customers can typically pick up checks within one to two business days or have them shipped for a nominal fee. To place your order contact us at 507.835.2740. View Designs
Home is where your best life begins.
Keen Bank offers responsive lending, competitive options and local decisions made by people who understand your goals and your community.