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Personal Banking Services

Services for the Optimal Banking Experience.

Keen Bank offers a variety of additional banking services to ensure your financial health. 

Surcharge-Free ATMs

Keen Bank is included in MoneyPass® and STAR Networks, giving access to more than 50,000 surcharge-free ATMs nationwide. Find an ATM

Safe Deposit Boxes

Keen Bank offers secure safe deposit boxes at our Waseca and Ellendale locations in various sizes to house those valuable items and documents you need to store securely. For sizes and availability, please contact your preferred location. Locations & Hours

Cashier's Checks

Keen Bank can issue cashier's checks for customers to help avoid insufficient funds, overdrafts and returned payment fees. Since the funds are drawn against the bank's account and guaranteed by the bank, you don't have to worry about the check being returned. 

Wire Transfers

Keen Bank offers domestic and international wire transfers for both personal and business accounts to send money quickly and safely.

Automatic Fund Transfer

Keen Bank can set up automatic transfer of funds where transfers from a customer's accounts are made on a regular basis to easily manage finances. Automatic transfers can be used to move money from one bank account to another one, for instance, from a checking account to a savings account.

Overdraft Protection

Overdraft protection acts like a revolving line of credit available through your checking account that enables you to borrow funds and write yourself a loan or protect your account from an overdraft. If your account reaches below a zero balance, funds will automatically be transferred into your account up to your approved limit.

Night Drop

Keen Bank offers night drop at all our locations to allow customers to make deposits outside of normal banking hours. All transactions received after 8:30 AM will be processed on the next business day. 

In-House Check Printing

Keen Bank offers in-house check printing for personal and business accounts for a fast turnaround with low direct prices. Customers can typically pick up checks within one to two business days or have them shipped for a nominal fee. To place your order contact us at 507.835.2740. View Designs

Instant Issue Debit Cards

Keen Bank has the capacity to instant issue personal debit cards and print a new or replacement card, in-house at our Waseca and Owatonna locations that can be used immediately, anywhere Mastercard® is accepted.

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Personal loans for life's twists and turns.

Purchasing a car, consolidate existing debt or have an unexpected financial need? We can help.