Keen Bank is now in Owatonna

At your side.

There's no place Keen Bank would rather be than at your side in Owatonna.

Now open in Owatonna! Our new full-service location will be staffed with experienced bankers and lenders and provide services for an optimal banking experience including a drive-thru, ATM and convenient location.

Keen Bank prides itself on being a local, third generation family-owned and managed community bank, committed to customers and their financial wellbeing by providing exceptional customer service and innovative, convenient banking solutions.

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Need a sidekick that thinks local?

We work to find flexible banking products and lending solutions to position you for success.



Keen Bank is committed to its employees. Learn more about becoming a part of our family.
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Keen Bank has a genuine willingness to help. We care about our communities.
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Press and News

Stay up to date with the latest news and happenings from Keen Bank. 


Meet Our Team

Steve Graff
VP of Commercial Lending
NMLS ID # 488279


Patrick Segler
VP of Commercial Lending
NMLS ID #516959


Caleb Whalen
VP of Business Development
NMLS ID #1104701


The optimal banking experience.

 Our priority is to meet the growing needs of our customers with exceptional customers service and innovative, convenient banking solutions. Our strength lies in our professional, experienced team and our size and local ownership gives us the ability to make decisions quickly. We are committed to bringing flexible and effective banking solutions forward to ensure your financial health.
Whether it's helping you find the right personal banking solutions or navigating an unexpected financial need, you can depend on us to be at your side. Keen Bank is committed to you and your financial wellbeing.
Whether it's starting a business or taking one to the next level, we stand ready and willing to help with an unsurpassed level of commitment and reliability. Our smart, experienced business bankers take the time to listen to you and then go to work, finding flexible banking products and lending solutions that position you for success.
Keen Bank's online and mobile banking allows you securely manage your accounts with the latest technology and that of any "big" bank. We provide enhanced security and customers can chat with Keen Bank staff about questions they have regarding their accounts or transactions during business hours.